Effective Date: April 3, 2026
These Terms of Service (“Terms”) constitute a binding legal agreement between you (“Customer,” “you,” or “your”) and F&D Ventures LLC, a Virginia limited liability company doing business as Tormano (“Tormano,” “we,” “us,” or “our”). By accessing or using the Tormano platform, including any associated websites, applications, APIs, or services (collectively, the “Service”), you agree to be bound by these Terms. If you are entering into these Terms on behalf of an organization, you represent and warrant that you have authority to bind that organization.
Important Notice: Please read these Terms carefully. They contain a binding arbitration clause and class action waiver that affect your legal rights (see Section 16).
“Affiliate” means any entity that controls, is controlled by, or is under common control with a party, where “control” means ownership of more than 50% of the voting securities.
“Authorized User” means any individual who is authorized by Customer to access and use the Service under Customer's account.
“Confidential Information” means any non-public information disclosed by either party that is designated as confidential or that reasonably should be understood to be confidential, including business plans, customer data, technical data, product designs, trade secrets, financial information, and pricing.
“Customer Data” means all data, content, and information submitted, uploaded, or transmitted to the Service by Customer or its Authorized Users, including contact records, communications, documents, and any data generated through Customer's use of the Service.
“Documentation” means the user guides, online help, release notes, and other technical documentation made available by Tormano for use of the Service.
“Fees” means all amounts payable by Customer as set forth in the applicable Order Form or subscription plan.
“Intellectual Property Rights” means all patents, copyrights, trademarks, trade secrets, and other proprietary rights.
“Order Form” means any ordering document, online subscription page, or checkout process through which Customer subscribes to the Service.
“Service” means the Tormano cloud-based customer relationship management platform, including all features, functionality, integrations, APIs, and related services provided under these Terms.
“Subscription Term” means the period during which Customer has paid for and is entitled to access the Service.
2.1 Account Creation. To use the Service, you must register for an account by providing accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
2.2 Authorized Users. Customer may permit Authorized Users to access the Service, provided that Customer ensures each Authorized User complies with these Terms. Customer is responsible for all acts and omissions of its Authorized Users.
2.3 Electronic Acceptance. By clicking “I Agree,” “Sign Up,” “Create Account,” or any similar button, or by accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. You agree that such electronic acceptance constitutes your legal signature and has the same force and effect as a handwritten signature. This agreement to arbitrate and all other provisions of these Terms are enforceable in the same manner as a physically signed agreement.
2.4 Age Requirement. The Service is intended for use by individuals who are at least 18 years of age, or the age of majority in their jurisdiction. By using the Service, you represent that you meet this requirement.
2.5 Account Security. You agree to: (a) keep your login credentials confidential; (b) notify us immediately of any unauthorized use of your account; and (c) not share your account with any unauthorized person. Tormano is not liable for any loss arising from your failure to maintain account security.
3.1 License Grant. Subject to these Terms and payment of all applicable Fees, Tormano grants Customer a limited, non-exclusive, non-transferable, non-sublicensable right to access and use the Service during the Subscription Term, solely for Customer's internal business purposes and in accordance with any usage limits specified in the applicable Order Form.
3.2 Restrictions. Customer shall not, and shall not permit any third party to: (a) license, sublicense, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available the Service to any third party; (b) modify, copy, or create derivative works based on the Service; (c) reverse engineer, disassemble, decompile, or otherwise attempt to derive the source code of the Service; (d) access the Service to build a competitive product or service; (e) use the Service to store or transmit infringing, libelous, unlawful, or tortious material; (f) use the Service to store or transmit material in violation of third-party privacy rights; (g) use the Service to send unsolicited communications in violation of applicable law (including CAN-SPAM, TCPA, CASL, or GDPR); (h) interfere with or disrupt the integrity or performance of the Service; (i) attempt to gain unauthorized access to the Service or its related systems; (j) use automated means to scrape, crawl, or spider the Service; or (k) use the Service in any manner that violates applicable law or regulation.
4.1 Fees. Customer shall pay all Fees specified in the applicable Order Form or subscription plan. Unless otherwise stated, Fees are quoted in United States Dollars and are non-refundable except as expressly set forth in these Terms.
4.2 Payment Terms. Fees are due in advance on a monthly or annual basis as selected by Customer. Tormano will charge Customer's designated payment method on each billing date. All Fees are exclusive of taxes, and Customer is responsible for paying all applicable taxes.
4.3 Late Payment. If any undisputed amount is not paid when due, Tormano may: (a) charge interest at the lesser of 1.5% per month or the maximum rate permitted by law; (b) suspend access to the Service upon 10 days' written notice; and (c) recover all reasonable costs of collection, including attorneys' fees.
4.4 Price Changes. Tormano may change Fees upon 30 days' prior written notice. Fee changes will take effect at the start of the next Subscription Term. If Customer does not agree to a Fee change, Customer may terminate the subscription before the change takes effect.
4.5 Free Trials. If Tormano offers a free trial, the trial will automatically convert to a paid subscription at the end of the trial period unless Customer cancels before the trial expires. During any free trial period, the Service is provided “as is” without any warranty, and Tormano's aggregate liability shall not exceed One Thousand United States Dollars ($1,000).
5.1 Ownership. As between the parties, Customer retains all right, title, and interest in and to Customer Data. Tormano acquires no rights in Customer Data except as expressly set forth in these Terms.
5.2 License to Customer Data. Customer grants Tormano a limited, non-exclusive, worldwide license to use, copy, store, transmit, display, and process Customer Data solely to provide, maintain, and improve the Service, and as otherwise described in our Privacy Policy.
5.3 Aggregated Data. Tormano may collect and use aggregated, anonymized, or de-identified data derived from Customer's use of the Service (“Aggregated Data”) for any lawful business purpose, including product improvement, benchmarking, and analytics. Aggregated Data will not identify Customer or any individual.
5.4 Prohibited Data. Customer shall not submit to the Service any: (a) Social Security numbers, government-issued identification numbers, or national identification numbers; (b) protected health information as defined under HIPAA; (c) payment card numbers, financial account numbers, or similar financial instrument data; (d) data relating to individuals under the age of 13 (or applicable age of consent); or (e) any data that is subject to heightened regulatory requirements (e.g., ITAR, EAR) unless Tormano has agreed in writing to accept such data. Customer is solely responsible and liable for any prohibited data submitted to the Service.
5.5 Data Portability. Upon written request made within 30 days after termination or expiration of the Subscription Term, Tormano will make Customer Data available for export in a standard machine-readable format (CSV or JSON). After this 30-day period, Tormano may delete Customer Data in accordance with its standard data retention practices.
6.1 Tormano IP. Tormano and its licensors retain all right, title, and interest in and to the Service, including all related Intellectual Property Rights. The Service is protected by copyright, trade secret, patent, and other intellectual property laws. No rights are granted to Customer except as expressly set forth in these Terms.
6.2 Feedback. If Customer provides suggestions, enhancement requests, recommendations, or other feedback regarding the Service (“Feedback”), Tormano may use such Feedback without restriction or obligation to Customer.
6.3 Trademarks. Customer may not use Tormano's name, logo, or trademarks without prior written consent, except as reasonably necessary to identify Tormano as a service provider in Customer's operations.
7.1 Obligations. Each party (“Receiving Party”) agrees: (a) to hold the other party's (“Disclosing Party”) Confidential Information in strict confidence; (b) not to disclose Confidential Information to any third party except to employees, contractors, and advisors who need to know and are bound by confidentiality obligations at least as protective as those herein; and (c) to use Confidential Information only for the purposes of performing its obligations or exercising its rights under these Terms.
7.2 Exclusions. Confidential Information does not include information that: (a) is or becomes publicly available through no fault of the Receiving Party; (b) was rightfully known to the Receiving Party prior to disclosure; (c) is rightfully obtained from a third party without restriction; or (d) is independently developed without use of the Disclosing Party's Confidential Information.
7.3 Required Disclosure. The Receiving Party may disclose Confidential Information if required by law, regulation, or court order, provided that the Receiving Party gives the Disclosing Party prompt written notice (where legally permitted) and cooperates with the Disclosing Party's efforts to seek a protective order.
7.4 Duration. Confidentiality obligations survive termination of these Terms for a period of three (3) years, except with respect to trade secrets, which shall be protected for as long as they remain trade secrets under applicable law.
8.1 AI Functionality. The Service may include features powered by artificial intelligence and machine learning technologies provided by third-party AI service providers (currently Anthropic and OpenAI) (collectively, “AI Features”). AI Features may include, without limitation, smart search, contact scoring, email drafting, donor insights, deal forecasting, report generation, and predictive analytics.
8.2 Data Processing. To provide AI Features, certain Customer Data (such as contact names, organization names, deal/donation amounts, and report aggregates) may be transmitted to third-party AI providers for processing. Tormano does not transmit passwords, payment card information, or full Social Security numbers to AI providers.
8.3 Accuracy Disclaimer. AI Features generate outputs based on probabilistic models and may produce inaccurate, incomplete, or inappropriate results. Customer acknowledges that: (a) AI-generated outputs are not a substitute for professional judgment; (b) Customer is solely responsible for reviewing, validating, and deciding whether to act on any AI-generated output; (c) any business decisions made based on AI outputs are made at Customer's own risk; and (d) Tormano shall have no liability for any loss, damage, or harm arising from Customer's reliance on or use of AI-generated outputs. Tormano does not warrant the accuracy, completeness, reliability, or fitness for any particular purpose of any AI-generated output.
8.4 Opt-Out. Customer may disable AI Features at the organization level through the Service's settings. Disabling AI Features may reduce the functionality available to Customer.
8.5 AI Provider Terms. Customer acknowledges that third-party AI providers have their own terms of service and data retention policies. Tormano is not responsible for the acts or omissions of third-party AI providers.
9.1 Availability. The Service may integrate with third-party applications, platforms, and services (including, without limitation, QuickBooks, Stripe, Twilio, SendGrid, Xero, Zapier, and others) (“Third-Party Services”). Tormano does not control and is not responsible for Third-Party Services.
9.2 Customer Responsibility. Customer's use of Third-Party Services is governed by the applicable third-party terms and privacy policies. Customer is solely responsible for: (a) maintaining valid accounts with Third-Party Services; (b) complying with third-party terms; and (c) any fees charged by Third-Party Services.
9.3 No Warranty. Tormano does not warrant that any Third-Party Service will be compatible with the Service, will continue to be available, or will function without interruption. Tormano may modify or discontinue support for any Third-Party Service integration at any time.
10.1 Uptime. Tormano will use commercially reasonable efforts to maintain the availability of the Service. Tormano does not guarantee uninterrupted or error-free access to the Service.
10.2 Scheduled Maintenance. Tormano may perform scheduled maintenance during off-peak hours with reasonable prior notice. Tormano will use commercially reasonable efforts to minimize disruption during maintenance windows.
10.3 Modifications. Tormano reserves the right to modify, update, or discontinue any feature or functionality of the Service at any time. For material changes that adversely affect Customer's use, Tormano will provide 30 days' prior written notice.
11.1 Term. These Terms commence on the date Customer first accesses the Service and continue until the Subscription Term expires or is terminated as provided herein.
11.2 Renewal. Unless Customer provides written notice of non-renewal at least 30 days before the end of the then-current Subscription Term, the Subscription Term will automatically renew for successive periods equal to the prior term (or one year, whichever is shorter), at Tormano's then-current pricing.
11.3 Termination for Cause. Either party may terminate these Terms upon 30 days' written notice if the other party materially breaches these Terms and fails to cure such breach within the 30-day notice period.
11.4 Termination for Convenience. Customer may cancel its subscription at any time through the Service's account settings or by contacting support@tormano.com. Cancellation takes effect at the end of the current billing period. No refunds will be issued for partial billing periods.
11.5 Termination by Tormano. Tormano may suspend or terminate Customer's access immediately and without notice if: (a) Customer's use poses a security risk to the Service or third parties; (b) Customer's use may adversely impact the Service or other customers; (c) Customer is in material breach of the acceptable use restrictions; or (d) Customer's account is 30 or more days past due.
11.6 Effect of Termination. Upon termination: (a) all rights and licenses granted hereunder will immediately cease; (b) Customer will cease all use of the Service; (c) each party will return or destroy the other party's Confidential Information; and (d) The following provisions will survive termination: Definitions, Customer Data Ownership, Aggregated Data, Prohibited Data, Intellectual Property, Confidentiality, Warranties and Disclaimers, Limitation of Liability, Indemnification, Compliance with Laws, Dispute Resolution, Governing Law, Force Majeure, Insurance, and General Provisions.
12.1 Mutual Warranties. Each party represents and warrants that: (a) it has the legal power and authority to enter into these Terms; and (b) it will comply with all applicable laws in its performance under these Terms.
12.2 Tormano Warranty. Tormano warrants that: (a) the Service will perform materially in accordance with the Documentation during the Subscription Term; and (b) Tormano will not knowingly introduce viruses, malware, or malicious code into the Service.
12.3 Remedy. Customer's exclusive remedy for a breach of Section 12.2 is, at Tormano's option: (a) correction of the non-conformity; or (b) if Tormano cannot correct the non-conformity within 30 days, termination of the affected subscription and a pro-rata refund of prepaid Fees for the unused portion of the Subscription Term.
Disclaimer: Except for the express warranties in section 12.2, the service is provided “as is” and “as available.” tormano and its licensors hereby disclaim all warranties, whether express, implied, statutory, or otherwise, including all implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, and all warranties arising from course of dealing, usage, or trade practice. Without limiting the foregoing, tormano makes no warranty of any kind that the service, or any results of the use thereof, will be accurate, reliable, complete, current, or error-free, or that the service will meet customer's requirements, operate without interruption, or be free of viruses or other harmful components.
Beta and Free Services: Any beta, trial, free, or evaluation features or services are provided “as is” without warranty of any kind. Tormano shall have no liability for any harm or damage arising out of or in connection with any beta, trial, free, or evaluation features or services, and tormano's aggregate liability for such services shall not exceed one thousand united states dollars ($1,000).
Exclusion of Consequential Damages: To the maximum extent permitted by applicable law, in no event shall either party or its affiliates, officers, directors, employees, agents, suppliers, or licensors be liable to the other party or any third party for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to damages for loss of profits, revenue, goodwill, use, data, or other intangible losses (even if such party has been advised of the possibility of such damages), arising out of or relating to these terms or the use of or inability to use the service.
Aggregate Liability Cap: To the maximum extent permitted by applicable law, the total aggregate liability of tormano and its affiliates arising out of or relating to these terms or the service shall not exceed the total amount paid by customer to tormano during the twelve (12) month period immediately preceding the event giving rise to the claim. For free, trial, or beta services, tormano's aggregate liability shall not exceed one thousand united states dollars ($1,000).
Carve-Outs: The limitations in sections 13.1 and 13.2 shall not apply to: (a) customer's payment obligations under section 4; (b) either party's indemnification obligations under section 14; (c) either party's breach of section 7 (confidentiality); (d) customer's breach of section 3.2 (license restrictions); (e) tormano's infringement indemnification obligations under section 14.1; or (f) damages arising from a party's gross negligence or willful misconduct.
Data Breach Remediation: For the avoidance of doubt, the limitations in this section 13 apply to all claims arising from or related to any data breach, security incident, or unauthorized access, including but not limited to costs of breach notification, credit monitoring, forensic investigation, regulatory fines (to the extent permitted by law), and public relations expenses. Such costs are subject to the aggregate liability cap in section 13.2.
Essential Basis: The limitations and exclusions in this section 13 form an essential basis of the bargain between the parties and shall apply regardless of the form of action, whether in contract, tort (including negligence), strict liability, or otherwise, even if any remedy specified in these terms is deemed to have failed of its essential purpose.
Customer Liability Outside Cap: Notwithstanding section 13.2, customer shall remain fully liable (without regard to the aggregate liability cap) for: (a) all fees and payment obligations; (b) damages arising from customer's breach of the license restrictions in section 3.2; (c) customer's indemnification obligations; and (d) customer's use of the service in violation of applicable law.
14.1 Tormano Indemnification. Tormano will defend, indemnify, and hold harmless Customer and its officers, directors, employees, and agents from and against any third-party claim alleging that Customer's authorized use of the Service infringes or misappropriates a third party's patent (filed in a Patent Cooperation Treaty member state), copyright, or trade secret (“IP Claim”), and will pay all damages finally awarded by a court of competent jurisdiction or agreed to in settlement.
14.2 IP Remedy. If the Service becomes, or in Tormano's reasonable opinion is likely to become, the subject of an IP Claim, Tormano may, at its sole option and expense: (a) procure the right for Customer to continue using the Service; (b) modify the Service to make it non-infringing without material reduction in functionality; or (c) if neither (a) nor (b) is commercially reasonable, terminate Customer's subscription and refund any prepaid Fees for the unused portion of the Subscription Term. This Section 14.2 states Customer's sole and exclusive remedy, and Tormano's sole and exclusive liability, for any IP Claim.
14.3 Exclusions. Tormano's indemnification obligations do not apply to claims arising from: (a) Customer's modification of the Service; (b) use of the Service in combination with products, services, or technologies not provided by Tormano; (c) use of the Service in violation of these Terms; (d) Customer Data; or (e) use of a version of the Service other than the most current version, if the infringement would have been avoided by use of the current version.
14.4 Customer Indemnification. Customer will defend, indemnify, and hold harmless Tormano and its officers, directors, employees, and agents from and against any third-party claim arising from or relating to: (a) Customer Data, including claims that Customer Data infringes or misappropriates a third party's Intellectual Property Rights or violates a third party's privacy rights; (b) Customer's breach of Section 3.2 (License Restrictions) or Section 5.4 (Prohibited Data); (c) Customer's violation of applicable law; or (d) Customer's use of the Service in a manner not authorized by these Terms.
14.5 Indemnification Procedure. The indemnified party must: (a) provide the indemnifying party with prompt written notice of the claim; (b) give the indemnifying party sole control of the defense and settlement of the claim; and (c) provide reasonable cooperation to the indemnifying party at the indemnifying party's expense. The indemnifying party may not settle a claim without the indemnified party's prior written consent if the settlement imposes any obligation on the indemnified party or does not include a full release.
15.1 General. Each party will comply with all applicable laws and regulations in its performance under these Terms.
15.2 Export. Customer will not export, re-export, or transfer the Service or any technical data received under these Terms to any country, entity, or person in violation of applicable export control laws and regulations, including U.S. Export Administration Regulations and OFAC sanctions.
15.3 Anti-Corruption. Neither party has made, offered, or authorized, and neither party will make, offer, or authorize, any payment, gift, or transfer of value to any government official or other person in violation of any applicable anti-corruption law, including the U.S. Foreign Corrupt Practices Act.
15.4 Data Protection. To the extent Tormano processes personal data on behalf of Customer, the parties agree to the terms of the Data Processing Agreement (“DPA”) available at https://tormano.com/dpa, which is incorporated by reference into these Terms. In the event of a conflict between the DPA and these Terms with respect to the processing of personal data, the DPA shall control.
16.1 Informal Resolution. Before initiating any formal dispute resolution proceeding, each party agrees to first attempt to resolve any dispute, claim, or controversy arising out of or relating to these Terms (“Dispute”) informally by contacting the other party and providing a written description of the Dispute, all relevant documents, and the proposed resolution. The parties will attempt in good faith to resolve the Dispute within 30 days of receipt of such notice.
Binding Arbitration: If the parties are unable to resolve a dispute informally, either party may initiate binding arbitration. All disputes shall be resolved by binding arbitration administered by the american arbitration association (“aaa”) in accordance with its commercial arbitration rules then in effect. The arbitration shall be conducted by a single arbitrator in richmond, virginia. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
Class Action Waiver: To the maximum extent permitted by applicable law, each party agrees that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, each party waives any right to a jury trial.
16.4 Exceptions. Notwithstanding the foregoing: (a) either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other Intellectual Property Rights; and (b) any Dispute relating to amounts owed under these Terms may be submitted to a court of competent jurisdiction.
16.5 Limitations Period. Any claim arising out of or relating to these Terms must be brought within one (1) year after the cause of action accrues, or such claim is permanently barred. This limitation applies regardless of the form of action, whether in contract, tort, or otherwise.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of laws provisions. To the extent that any lawsuit or court proceeding is permitted hereunder, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Richmond, Virginia.
Neither party shall be liable for any delay or failure to perform its obligations under these Terms (other than payment obligations) to the extent such delay or failure is caused by events beyond the party's reasonable control, including but not limited to: acts of God; fire, flood, earthquake, or other natural disasters; epidemics, pandemics, or quarantine restrictions; war, terrorism, invasion, riot, or civil unrest; government sanctions, embargoes, or trade restrictions; strikes, labor disputes, or industrial action; failure of telecommunications, internet service providers, or hosting infrastructure; distributed denial-of-service attacks, ransomware, or other cyberattacks; and acts of government or regulatory authorities (each, a “Force Majeure Event”). The affected party must provide prompt written notice of the Force Majeure Event and use commercially reasonable efforts to mitigate its impact. If a Force Majeure Event continues for more than 60 consecutive days, either party may terminate these Terms upon written notice.
19.1 Entire Agreement. These Terms, together with all Order Forms, the Privacy Policy, and the DPA, constitute the entire agreement between the parties with respect to the subject matter hereof and supersede all prior and contemporaneous agreements, proposals, and representations, whether written or oral.
19.2 Amendments. Tormano may update these Terms from time to time. Material changes will be communicated via email or prominent notice within the Service at least 30 days in advance. Continued use of the Service after the effective date of any changes constitutes acceptance of the updated Terms.
19.3 Assignment. Customer may not assign or transfer these Terms or any rights hereunder without Tormano’s prior written consent, except in connection with a merger, acquisition, or sale of all or substantially all of Customer’s assets. Tormano may assign these Terms without restriction. Neither party may assign any claims, causes of action, or rights to recover damages under these Terms to any third party, including litigation funding entities, without the other party’s prior written consent.
19.4 Severability. If any provision of these Terms is held to be unenforceable, the remaining provisions shall remain in full force and effect, and the unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.
19.5 Waiver. The failure of either party to enforce any provision of these Terms shall not constitute a waiver of such provision or the right to enforce it at a later time.
19.6 Notices. All notices under these Terms must be in writing and sent to: (a) for Tormano: legal@tormano.com; and (b) for Customer: the email address associated with Customer's account. Notices are deemed received upon delivery for email.
19.7 Independent Contractors. The parties are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship between the parties.
19.8 Third-Party Beneficiaries. There are no third-party beneficiaries to these Terms.
19.9 Headings. Section headings are for convenience only and shall not affect the interpretation of these Terms.
19.10 Publicity. Neither party may use the other party's name, logo, or trademarks in any press release, marketing material, or customer list without prior written consent.
19.11 Government Users. If Customer is a U.S. government entity, the Service is provided as “commercial computer software” and “commercial computer software documentation” as defined in DFARS 252.227-7014 and FAR 12.212.
20.1 Coverage. Tormano maintains the following insurance coverage through Hiscox (Reference #S110.457.120, Policy Period April 6, 2026 through April 6, 2027): (a) Commercial General Liability insurance with limits of $1,000,000 per occurrence and $2,000,000 aggregate; (b) Professional Liability (Errors & Omissions) insurance with limits of $1,000,000 per claim and $1,000,000 aggregate; and (c) Cyber Liability insurance with limits of $250,000 per occurrence and $250,000 aggregate.
20.2 No Waiver of Limitations. The existence of insurance coverage does not expand, modify, or waive any limitation of liability, disclaimer, indemnification obligation, or other protective provision set forth in these Terms. The aggregate liability cap in Section 13 applies independently of, and is not increased by, the existence or limits of any insurance policy.
20.3 Certificate. Upon written request, Tormano will provide a certificate of insurance evidencing the coverages described in this section.
For questions about these Terms, please contact us at:
F&D Ventures LLC
8401 Mayland Dr #5368
Richmond, VA 23294, USA
Email: legal@tormano.com
Website: https://tormano.com